The Southern Bank works with small and medium-sized business customers to offer practical solutions for deposit and borrowing needs.
Whether it’s a business checking account with highly personalized customer service or a quick decision on a loan for a new piece of equipment, The Southern Bank provides the tools and expertise your business needs to grow and prosper.
Real Estate Lending
Purchasing new real estate or interested in refinancing your current commercial property? The Southern Bank will work with you to structure the financing you need to purchase, build, and grow your business.
Equipment Financing
The Southern Bank can get you the money you need to equip your business. By securing the loan with the asset you are purchasing, you get ownership rights and access to the equipment you need today.
Cash Flow Management
Need more cash in your business? Seasonality, delinquent customers, long payment cycles, and even rapid growth can put stress on your company’s cash reserves. The Southern Bank’s altLINE program unlocks the value in your outstanding invoices through Invoice Factoring, Accounts Receivable Financing and Asset Based Lending.
Business Checking
The Southern Bank offers both Basic Business Checking and Expanded Business Checking for customers depending on their transaction needs. Whether you are processing thousands of transactions a day or one a month, The Southern Bank offers a solution with no monthly fees, free online banking and debit card access, and the quality of service you would expect from a community bank.