Personal Banking

The Southern Bank has been offering great products and exceptional service to generations of customers in our communities since 1936. We have a range of accounts and services to meet your financial goals whatever they may be.

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Checking Accounts

Easily-accessible online banking, online bill pay and mobile remote deposit. We also have the largest ATM network possible with access nationwide. Plus, unlimited access to ATMs nationwide – no fees! Make the switch today.

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Home Mortgages

Looking to buy a home or interested in refinancing? Speak with The Southern Bank to learn how we help our customers choose the right mortgage with the payment plan that fits their needs. View our SAFE Act Disclosure.

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Home Equity Loans

Take advantage of your home’s current value and borrow money quickly and effectively with The Southern Bank’s Home Equity Loans.

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Auto Loans

If you’re purchasing a car and in need of cash, The Southern Bank will work with you to put you behind the wheel. Contact us today to learn how.

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Personal Loans

Refinancing or consolidating debt? Apply for a personal loan from The Southern Bank to take control of your finances and improve your financial health.

Ready to Get Started?

Talk to The Southern Bank today! Our trusted, local representatives will help identify the best financing options for your unique needs.

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